You Sell It. They Buy It. We Process It.

We make it easier and more cost convenient for business owners to receive payments from customers.

Quality Services

EBA has specialized in providing quality payment processing and merchant services to the retail, lodging, and restaurant sectors for almost 20 yrs.

National Processor

EBA Payments has grown from an excelling regional market provider in the southeast to a full-fledged National Processor.

Extreme Growth

EBA Payments also realizes the extreme growth in the demanding “card not present” and “mail order/ telephone order” market and also specializes in this market.

Making Payments Easier

With nearly a 100% approval rate, our courteous and well-trained sales staff can tailor a merchant account specifically designed for your business needs and provide you with the proper equipment and software, customized for your business.

With EBA, you can receive the best payment processing services with some of the lowest rates. But that's not all we're about. We also recognize the importance of having complete trust in your Merchant Service Provider. After all, credit card processing will be a large portion of your gross sales.

Learn More About Us

Payment Processing

Secure and convenient way for to accept various payment methods, including credit and debit cards.

Point-of-Sale

Process transactions with registers, card readers, terminals and software that manages inventory and sales data.

Smart Terminal

Accept payments with a mobile device such as smartphone or tablet. Great for companies that accept payments on the go.

Virtual Processing

Web-based payment processing solution that allows businesses to process payments through a secure online portal

"The cost of accepting electronic payment continues to rise. Up until this point we have absorbed all of this cost. However, in order to keep our prices competitive we have decided to price all goods and services on a dual pricing platform. We still welcome credit card payments. However, there will be a discount given to those who pay cash or with pin debit.

We are able to pass this fee to the customer because of a system installed and maintained by our good friend, Chris Etters who works for Eric Bostic at EBA Payments. Eric suggested we try out the Cash Discount/Dual Payments first instead of traditional processing. His company does both types of processing and provided our credit card machines for FREE. I was apprehensive but decided we could do it for a few months and see how it went. If we got too much push back, I could always change back to traditional processing with the same equipment. That was in August of this year (2022).

We are sure to inform the customer upfront about the new service fee. I have been amazed at how little push back we have received. The great thing about this system, if you do encounter conflict, you have an override button and can still run a credit card as traditional processing.

Another must have for me was personalized gift cards that work with our credit card machines and these have it. We have been processing our own gift cards for years and I could not lose this ability. My graphics guy came up with a new design and Eric & his team had them made for me. They look amazing and work just like they should.

Overall, 3 months in and I am kicking myself for waiting so long. If you are looking for a way to save money next year, I recommend giving Eric and his team at EBA Payments a call."

-Tamara Faircloth, Owner, Line-X of Knoxville in Knoxville, TN

"I've used EBA Payments to handle payments for all 3 of my restaurants for 12 years now and when I open up the next one they will handle services there as well. Eric and his team are fabulous. Give them a shot and you won't be disappointed."

-Rad Bennett, Owner of Jack's Corner Tap, Peninsula Prime Seafood & Steakhouse and Kat's Seafood & Kitchen in Charlotte, NC

"I'm an old school guy and don't like change. I was apprehensive at first about dual pricing but they answered my questions and even set up the equipment.I knew it would be good for my business and I'll be darned if it wasn't! I wish this was around 25 years ago when I started. I can only think about all the money I spent on fees and just shake my head. Working with EBA Payments has been the smartest thing I've done for my business."

-Mark Thomas, Owner at George's Auto Repair, Jacksonville, FL